Plain language, because trust matters more than legalese. Here is exactly how this site works, how it makes money, and how the content is made.
This is not financial advice
Everything on The Millennial Budget is general education and personal opinion, not financial, investment, tax, or legal advice for your situation. I do not know your full picture, so nothing here should be treated as a recommendation for you specifically. For decisions that matter, please consult a qualified professional. You are responsible for your own money choices.
Editorial independence
Opinions here are my own. I write about ideas I actually believe in, and I am not paid to promote any particular product, company, or strategy. When I mention something, it is because I think it is worth your attention, not because someone bought a spot in the article.
Affiliate disclosure
Some links on this site are affiliate links, including through programs such as the Amazon Associates program. If you click one and buy something, I may earn a small commission at no additional cost to you. I only link to things I would happily point a friend toward, and a commission never changes whether or how I recommend something. These small commissions help keep the site running and the content free.
About the images
Many illustrations on this site, including the author avatar, are AI-assisted artwork created in a consistent house style. They are stylized illustrations meant to add warmth and personality, not photographs of real events. I am telling you this because being upfront about how things are made is part of the deal here.
A note on the author name
Articles are published under a consistent author name for this site. It is a real person writing from real beliefs and experience, just using a name kept separate from other projects. The opinions, mistakes, and bad puns are all mine, for better or worse.
Questions
If anything here is unclear, email me at hello@themillennialbudget.com. I would rather over-explain than leave you wondering.