Free Money Tools

Every tool on this page is a free Google Sheet I built to make one money job easier. No email, no signup, no catch. Click into any tool, hit “make your own copy,” and it lands in your Google Drive, yours to edit and keep forever. Here is the whole toolbox in one place.

A tin of gold coins in a sunny bedroom

Budget Template

Build a real monthly budget you will actually keep, with the categories and math already set up.

A snowball of gold coins rolling downhill

Debt Payoff Tracker

See snowball versus avalanche side by side, and exactly what paying only the minimums really costs you.

A wooden balance scale weighing gold coins

Net Worth Tracker

Everything you own minus everything you owe, added up for you and charted month over month.

A row of glass jars filled with gold coins

Sinking Funds Tracker

Save a little each month for the big irregular bills, so Christmas and car repairs stop ambushing you.

A little wooden house beside stacks of coins

Down Payment Calculator

Turn the scary down payment into one monthly savings number that either fits your budget or does not yet.

A golden mailbox full of coins

Dividend Portfolio Tracker

Track your dividend income with live stock prices pulled in automatically, no manual updating.

More tools are on the way. Have one you wish existed? Tell me in the comments on any post and I will build it.